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I am not too surprised a chick at Taco Bell would not accept an ounce of gold for a Taco. Someone like that has never seen or handled a real gold coin before. Really anything out of the ordinary someone like that just cannot process.
The scare tactics often involved in gold pushing are completely false.
As a general rule of thumb anything involving gold is not a good investment. Anything that is advertized a lot as an investment equals a good money loosing scheme, a bad idea.